Debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 18% |
| Lender Rate: | 17% | Borrower: | JR210 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Brighter Financial Future |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-09-07 | EricsCC ROI: | -28% |
| Status History | |
|---|---|
| Sep 06, 2007 | Current |
| Oct 22, 2008 | Late |
| Nov 08, 2008 | 1 month late |
|
I am looking to consolidate some very high interest rate credit cards into one monthly payment. I have made few mistakes many years ago, and unfortunately they are still haunting me to this day. I am very dedicated to working hard to pay off these credit cards and improve my credit. I was just recently married in June, which was incredible. In addition to that my wife and I also became homeowners, which was also very exciting. We budget our money well, but it is difficult to get ahead with some of these credit cards when the interest rate is so high. My wife and I are both very highly motivated people. We both have a very solid employment history. My wife has been with her current employer for over 3 yrs. I was recently promoted with my employer of over 4 yrs. I have seen so many successfully funded loans on Prosper, I am just hoping to be one of them. Monthly net income: We both contribute to 401k through our employers. Our combined monthly net income is $4,200. Monthly expenses: $ 3,625 Housing: $ 1,350.00 Insurance: $ 175.00 Car expenses: $ 650.00 Utilities: $150.00 Phone, cable, internet: $150.00 Food, entertainment: $ 250.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 650.00 Other expenses: $ 150 After all monthly expenses have been paid, we have $575 to pay back the Prosper loan. We expect to pay this loan back within two years, and give back to the Prosper community. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 181370 | Debt consolidation | D | $6,000 @ 20% | Aug 03, 2007 | Expired |
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