p2p lending at lending club
RELIST: Please Help!!!

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 9%
Lender Rate: 19% Borrower: amanda44703
Time Left: Finished State: OH
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-08-28 EricsCC ROI: 15%
Status History
Aug 28, 2007 Current
Hello and thank you for viewing my listing.

I am a single mother of a 12 year old boy. He is the reason for my motivation. When I had him is when I decided to get my life together. I got my GED, went to college and got a great job a small orthotic lab. When I first started there, I wasn't really getting many hours. I almost moved on several times but I just knew I couldn't. The company has now tripled, I have been there seven years and now make over $30,000 a year.
I got into debt from college and struggling while finding a good job. I got mixed up in Pay Day Loans about 3 years ago. Going from one to pay another just to live, the stress is just too much. Unfortunately, since I got into Pay Day Loans, I am asking for help to get out of them.

I would use the Prosper Loan to pay off the following
Pay Day Loans

$745-Payday Advance
$345-Check into Cash
-------
$1090 - Total amount of Debt to pay off

My current monthly net income is $2000.

Here's my monthly budget with the prosper loan in place:
$ 350 - Rent
$ 200 - Utilities
$  25  - Telephone
$ 200 - Car Payment
$  50  - Insurance
$ 150 - Gas
$ 200 - Groceries
$  25  - Recreation
$  50  - Cable/Internet
$ 300 - Pay Day Loan Fees (which will be gone)
--------------
$1550 - total monthly expenditures

As you can see, after I pay off my payday loans I would have $750 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson.

I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time.

Thank you again for viewing my listing, and God bless.
Borrower's Other Listings
169524 Single moms in need HR $6,000 @ 17% Jul 14, 2007 Withdrawn
169538 Single mom is in need HR $6,000 @ 17% Jul 14, 2007 Withdrawn
170573 Need Help With Debt HR $6,000 @ 22% Jul 16, 2007 Withdrawn
180233 Help With Pay Day Loan and Credit Cards HR $2,000 @ 21% Aug 01, 2007 Withdrawn
182971 Help With Pay Day Loans and Credit Cards HR $2,000 @ 21% Aug 07, 2007 Expired
188049 RELIST: PleaseHelp With Pay Day Loans HR $1,100 @ 21% Aug 16, 2007 Expired

 

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