p2p lending at lending club
Personal Loan

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Listing Information
Amount: $5,900.00 Status: Loan created
Grade: D DTI: 16%
Lender Rate: 20% Borrower: BTWORKS
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-16 EricsCC ROI: 16%
Status History
Oct 16, 2007 Current
Purpose of loan:

  I intend to use this money to pay for dental work and also a Eco-Friendly heater for the winter.My financial situation:

  My means of paying the loan back. I work for a General Contractor I am a Superintendent. I have worked for present company for 7.5 years. I love my job and I have no plans on leaving it. I have been in the commercial construction for 20+ years. I have a beautiful wife and 2 darling little girls. I also own my own home, I do not make any payments on this property it is paid in full. I plan on faxing Prosper the paper work to show so. I have a few marks on my credit history, In which I am working on these. Most of which are taxes that my ex-wife failed to pay when I owned my own company. I pay 700.00 a month on taxes now, so this is being taken care of. I also plan to have this Prosper loan paid off before the 3 years are up. Then in turn to show my support for Prosper in which I do believe in. Invest money back into Prosper. Because I believe that everyone deserves a 2nd chance.


Monthly net income: $4626.76


Monthly expenses: $ 3080.52(Including Prosper Loan)
  Housing: $ 0
  Insurance: $ Auto:135.00 Children:$128.00
  Car expenses: $800.00(Paid for by my Employer ) 
  Utilities: $280.00
  Phone, cable, internet: $ 245.00
  Food, entertainment: $600.00
  Clothing, household expenses $ 200.00
  Credit cards and other loans: $ 1256.00 includes 700.00 Tax payment+121.00 TV payment+110.00 on Credit card(which will be paid off soon.)

  Left after Prosper loan= $1546.24 Monthly
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