Paying off credit card debit
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,600.00 | Status: | Loan created |
| Grade: | E | DTI: | 12% |
| Lender Rate: | 18% | Borrower: | UCstudent21 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-29 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Aug 29, 2007 | Current |
|
Purpose of loan: I will be using the loan to pay off my only credit card with a balance and begin paying a student loan back. My financial situation: Right now I pay my credit card payment on time every month. However, the revolving balance is always high becasue of the times I need to use it in an emergency. I am able to pay off emergency purchases in full but the balance does not seem to go down. I got the credit card when I was younger and was not responsible with it. I will be graduating college soon and would like to be free of credit card debit when I do so. I work part time in a restaurant which is good money. I only have this one card with a balance and it is hurting my credit rating. Monthly net income: $1,300 Monthly expenses: $ Housing: $ 300 Insurance: $ 0 Car expenses: $ 100 Utilities: $ 100 Phone, cable, internet: $ 100 Food, entertainment: $ 200 Clothing, household expenses $ 80 Credit cards and other loans: $ 125 Other expenses: $150 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 187048 | Paying off a credit card | E | $1,800 @ 18% | Aug 14, 2007 | Withdrawn |
| 188217 | Paying off a credit card | E | $1,800 @ 18% | Aug 16, 2007 | Expired |
| 287325 | Moving across country | D | $4,500 @ 16% | Mar 03, 2008 | Withdrawn |
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