Blessings come in many forms...
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,300.00 | Status: | Loan created |
| Grade: | D | DTI: | 25% |
| Lender Rate: | 19% | Borrower: | Esky |
| Finished | State: | MI | |
| Funded: | 100% | Group: | A thru E graded Loans --> 100% borrower success rate |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-09-04 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Aug 31, 2007 | Current |
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Purpose of loan: I'd like to consolidate my revolving credit bills and pay them off quickly, improve my credit score, and at the same time save money in a more consistant manner. My intent is to keep only one credit card with a moderate limit and a low interest rate and to deal in cash whenever possible. My financial situation: I am a registered nurse working full-time plus. I've been in the medical field for 14 years working for the same employer. I truly do love what I do. A large part of my ongoing debt is for furniture..you know, twelve months to pay without interest and then things happen and the twelve months goes by?..and the death of my dad who had no life insurance. My paychecks are direct deposit and they go directly into my bank account. Prosper loan payments will automatically be drawn from that account. I am responsible, and pay my bills on time. In the future, I would like to become a lender. Thanks for taking the time to read this. It is appreciated. The credit cards I would like to pay off with this loan are the following: Aspire Visa $ 452 36% WAMU 5182 31.49% Capital One 459 28.15% HBSC 1360 25.15% PayPal 540 23% GE Money 1362 22.9% Target 857 22.24% Retail Services 5099 21.9% Monthly net income: $ 3700 Monthly expenses: $ 2101 Housing: $ 700 Insurance: $ 90 Car expenses: $ 200 (my car is paid for this is for gas and maintenance) Utilities: $ 75 Phone, cable, internet: $ 160 Food, entertainment: $ 350 Clothing, household expenses $ 300 Credit Cards $ 226 (USB 152.00 7636 13% and Capital One 74.00 2789 11%) Other expenses: $ occasional gifts and work related items I plan to pay this loan back within 30 months. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 181086 | Blessings come in many forms... | D | $19,500 @ 24% | Aug 05, 2007 | Withdrawn |
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