Teacher looking for a loan

| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 13% |
| Lender Rate: | 9% | Borrower: | diyosa |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-28 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Aug 28, 2007 | Current |
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Purpose of loan: As a teacher, I continually go to school and learn about new trends in education that I could bring back to the classroom. Part of this loan will be for educational purposes--masteral classes,credential classes and other trainings needed. I also just bought a home and need part of the loan for home improvement. This loan would be really helpful in maintaining the 30 year old kitchen. I also need to consolidate my loans so that I could concentrate on paying them down in one bill. My financial situation: I have always paid my bills on time and as a tenured teacher, my income is steady and sure. As an individual, I always make sure that I am responsible for all bills due me. In the future, I would like to buy another home, so I want to make sure I really have a good credit record and also make sure I handle my finances well. I also do babysitting jobs for friends and family to augment any expenses I have. I spend wisely and only buy things that are necessary. Monthly net income: $ 3,400 Monthly expenses: $ Housing: $ 2,500 Insurance: $ 19.00 Car expenses: paid off Utilities: $ 40.00 Phone, cable, internet: $ 60.00 Food, entertainment: $ 50.00 Clothing, household expenses $ 50.00 Credit cards and other loans: $ 200.00 Other expenses: $ 20.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 189962 | Teacher looking for a loan | AA | $25,000 @ 19% | Aug 20, 2007 | Withdrawn |
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