p2p lending at lending club
Teacher looking for a loan
Homeownership Verified

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: AA DTI: 13%
Lender Rate: 9% Borrower: diyosa
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-08-28 EricsCC ROI: 7%
Status History
Aug 28, 2007 Current
Purpose of loan:
As a teacher, I continually go to school and learn about new trends in education that I could bring back to the classroom. Part of this loan will be for educational purposes--masteral classes,credential classes and other trainings needed. I also just bought a home and need part of the loan for home improvement. This loan would be really helpful in maintaining the 30 year old kitchen. I also need to consolidate my loans so that I could concentrate on paying them down in one bill.

My financial situation:
I have always paid my bills on time and as a tenured teacher, my income is steady and sure. As an individual, I always make sure that I am responsible for all bills due me. In the future, I would like to buy another home, so I want to make sure I really have a good credit record and also make sure I handle my finances well. I also do babysitting jobs for friends and family to augment any expenses I have. I spend wisely and only buy things that are necessary.

Monthly net income: $ 3,400        

Monthly expenses: $
  Housing: $ 2,500    
  Insurance: $ 19.00
  Car expenses: paid off
  Utilities: $ 40.00
  Phone, cable, internet: $ 60.00
  Food, entertainment: $ 50.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 200.00
  Other expenses: $ 20.00
Borrower's Other Listings
189962 Teacher looking for a loan AA $25,000 @ 19% Aug 20, 2007 Withdrawn

 

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