p2p lending at lending club
Reinvest in Prosper

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: A DTI: 31%
Lender Rate: 10% Borrower: Cuz_tom
Time Left: Finished State: IL
Funded: 100% Group: Group Therapy
Loan Information
Loan Status: Paid Origination Date: 2007-08-28 EricsCC ROI: 9%
Status History
Aug 28, 2007 Current
Jul 09, 2008 Payoff in progress
Jul 10, 2008 Paid
Purpose of loan:

I will use this loan to invest in Prosper.

My financial situation:

I have work at my current employer for 11 months after getting my Master's in Financial Engineering.  While getting my Master's I did run up some credit card debt.  Since I have been working, I have paying more that the minimum payment each month on the credit cards.  I know my DTI and Revolving Credit Card Balance look a little high but that is because I use my personal credit cards for work and get reimbursed.  

Monthly net income: $ 2700

Monthly expenses: $ 2300
  Housing: $ 600
  Insurance: $ 0
  Car expenses: $ 275
  Utilities: $ 25
  Phone, cable, internet: $ 75
  Food, entertainment: $ 200
  Clothing, household expenses $ 125
  Credit cards and other loans: $ 500
  Other expenses: $ 200

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