p2p lending at lending club
Recover from emergency vet bill

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: E DTI: 24%
Lender Rate: 24% Borrower: freedomin2007
Time Left: Finished State: MO
Funded: 100% Group: AAAA Fund America
Loan Information
Loan Status: Current Origination Date: 2007-09-10 EricsCC ROI: 20%
Status History
Sep 08, 2007 Current
    My wife and I are looking for this small loan to get back on track with our bills and budget.  She was out of work for 2 months then 2 weeks ago we had to unexpectedly bring our sons dog to the vet.  After a $400 vet bill, we had to have her put down.  This really put a strain on our budget by us incurring overdraft fees to pay basic bills.  With this loan we will bring our checking accounts positive, pay off 2 loans, catch up on our credit cards and a few doctor bills.  Here is our current financial situation.

Combined income:  Approx.  $1,650


Checking account Overdraft: -$600

Mortgage:  $0
Electric:    $150
Phone:      $30
Insurance:  $60
MCI:         $150
JC Penney: $61
Capital 1:   $80
Capital 1:   $46
Orchard:   $143

1st Ntl Bank:  $133
G & M:          $89
Penn Foster:  $39
Sun loan        $68
Sun loan:       $68

Food:    $250
Gas    $200

Medical bills:  $200

Total Expenses:  $1,767

Income:        $1,650
Reserves:    -$117

After the loan:

Mortgage:  $0
Electric:    $150
Phone:      $30
Insurance:  $60
JC Penney: $25
Capital 1:   $30
Capital 1:   $30
Orchard:   $30

1st Ntl Bank:  $133
G & M:          $89
Penn Foster:  $39
Prosper loan:  $81.65

Food:    $250
Gas    $200

NOTE:  Cancelling MCI and using a pay as you go phone for long distance.
    Once we pay the credit cards, our payments go down as we are currently  late.

Total budget:      $1,147.65

Income:        $1660

Net Reserves    $512.35
Borrower's Other Listings
125881 Looking to pay off credit cards and reduce DTI HR $6,200 @ 25% Apr 19, 2007 Expired
135277 Looking for the light at the end of the tunnel HR $4,000 @ 25% May 10, 2007 Expired
404347 Pay credit cards & home repair E $2,000 @ 25% Oct 06, 2008 Expired
414453 Pay credit cards E $1,000 @ 35% Oct 16, 2008 Cancelled

 

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