Debt Consolidation

| Listing Information | |||
|---|---|---|---|
| Amount: | $3,850.00 | Status: | Loan created |
| Grade: | C | DTI: | 40% |
| Lender Rate: | 19% | Borrower: | 1Happygirl |
| Finished | State: | IL | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-28 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Aug 28, 2007 | Current |
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Purpose of loan: This loan will be used to consolidate my credit cards and a small personal loan. My financial situation: I have always believed you must have a plan in life. So I have written down my specific goals and have developed a plan to reach them. One part of my plan is to use this loan to improve my credit score. I always make my payments on time and have been watching my credit scores climb on all three credit reporting agencies, (I'm almost at a "B"). I started my own business 11 years ago. I am the owner of an alternative healthcare injury rehabilitation center. My patients are referred by many M.D.'s, Lawyers, and Chiropractors. I accept most insurance (auto, PPO's, POS's, W/C).I work with a practice management group that keeps me on my toes. My practice is growing and I plan to move to a larger location soon. I am a hard worker and I love what I do. They say that there are no mistakes in life, just lessons, and lessons are repeated until they are learned. One lesson that I have learned is to focus my time and money on success. Life is good! Monthly net income: $ 3,500 Monthly expenses: $ 2,140.94 Housing: $ 720.94 Insurance: $ 120.00 Car expenses: $ 460.00 Utilities: $ 100.00 Phone, cable, internet: $ 150.00 Food, entertainment: $ 200.00 Clothing, household expenses $ 120.00 Credit cards and other loans: $ 150.00 Other expenses: $ 120.00 |
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