p2p lending at lending club
Debt Consolidation
Homeownership Verified

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Listing Information
Amount: $3,850.00 Status: Loan created
Grade: C DTI: 40%
Lender Rate: 19% Borrower: 1Happygirl
Time Left: Finished State: IL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2007-08-28 EricsCC ROI: 15%
Status History
Aug 28, 2007 Current
Purpose of loan:
This loan will be used to consolidate my credit cards and a small personal loan.


My financial situation:

I have always believed you must have a plan in life.  So I have written down my specific goals and have developed a plan to reach them.  One part of my plan is to use this loan to improve my credit score.  I always make my payments on time and have been watching my credit scores climb on all three credit reporting agencies, (I'm almost at a "B"). 
I started my own business 11 years ago.  I am the owner of an alternative healthcare injury rehabilitation center.  My patients are referred by many M.D.'s, Lawyers, and Chiropractors.  I accept most insurance (auto, PPO's, POS's, W/C).I work with a practice management group that keeps me on my toes.  My practice is growing and I plan to move to a larger location soon.  I am a hard worker and I love what I do.  They say that there are no mistakes in life, just lessons, and lessons are repeated until they are learned. One lesson that I have learned is to focus my time and money on success.  Life is good!


Monthly net income: $ 3,500

Monthly expenses: $ 2,140.94
  Housing: $ 720.94
  Insurance: $ 120.00
  Car expenses: $ 460.00
  Utilities: $ 100.00
  Phone, cable, internet: $ 150.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 120.00
  Credit cards and other loans: $ 150.00
  Other expenses: $ 120.00
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