Eric's Credit Community

Hello and thank you for taking the time to review my loan request.

I have been employed as a web developer at USAToday.com since March of 2007, and was previously a contractor for several years with such agencies as Homeland Security and the FBI on projects to secure our nation?s safety. I spent my junior year of college at The Sorbonne in Paris, studying entirely in French, and graduated from Smith College in 1982 with a bachelor?s degree in political science.

If I am fortunate enough to be funded through Prosper, most of the funds will go towards paying off a line of home equity credit that carries a very high finance charge, and the remainder will be used for home improvements such as new carpeting and kitchen appliances.

My Financial Situation:

Lenders for this loan can rest assured that their investment in me is quite safe. I am an outstanding candidate for this loan as I am an extremely responsible, reliable individual who always pays her bills on time and has an excellent ?A? credit rating. I earn a very good salary from my full-time position at USA Today ($4,000 net per month), and also earn significant additional income from freelance website projects and professional singing.

Net Monthly Salary: $4,000+

Monthly Expenses:

Mortgage: $1450
Utilities (split) $ 126
Phone/Cable/Internet: $ 194
Car/Gas/Insurance: $ 516
Groceries: $ 200
Credit Cards & Loans: $800
Total Monthly Expenses: $3286

Maintaining and improving my good credit is extremely important to me. Repayment of my Prosper loan will be my first priority each month, so payments will be automatically withdrawn. I promise to make all my payments on time and not default on the loan.

Thank you for considering my listing, I appreciate your support and faith in me.