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Purpose of loan: We need to consolidate high interest credit card debt incurred from business start up. My financial situation: We have owned our home since 1998 and have never been late with a mortgage payment. We have several business and personal credit cards and have never had a late payment with any of them. Unlike many businesses, the service we offer is nearly recession proof. Businesses will always require cleaning. We always wanted to be business owners. The janitorial profession has proven to be a good, steady source of income. Monthly net income $4000.00 Monthly expenses: $ Housing: $865 Insurance: $ 75 Car expenses: $404.28 Utilities: $ 150.00 Phone, cable, internet: $123 Food, entertainment250: $ Clothing, household expenses $ 250 Credit cards and other loans: $ 835 Other expenses: $185.00 college loan repay |
