Trying to pay off high interest credit cards!
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 42% |
| Lender Rate: | 11% | Borrower: | recon_marine81 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-08-28 | EricsCC ROI: | -66% |
| Status History | |
|---|---|
| Aug 28, 2007 | Current |
| Nov 12, 2007 | Late |
| Nov 29, 2007 | 1 month late |
| Dec 29, 2007 | 2 months late |
| Jan 30, 2008 | 3 months late |
| Mar 01, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
Purpose of loan: I am a 26 year old young professional trying and I am trying to pay off a few high interest debts. My financial situation: I have a few retail accounts that amount to about 2,500K which have a higher interest than I would like and don't want to roll them into any other lower interest credit cards. I would however like to use prosper to pay off that amount at a lower interest and use the remainding amount to reinvest into Prosper. I earn 30,000 annually and own my home with 3 roomates. I have never paid late on any financial agreement. The following is a breakdown of my income and expenses. Income CAN be verified. Additional INFO: I work for a Bank and have very good references. I'm open to answering any questions you may have. Thank you again. Monthly net income: $ 1900.00 Monthly expenses: $ 1403 Housing: $ 400 Insurance: $ 50.00 Car expenses: $ 388.00 Phone, cable, internet: $ 50.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 0.00 Credit cards and other loans: $ 115.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 182865 | Trying to pay off high interest credit cards! | B | $5,000 @ 12% | Aug 06, 2007 | Expired |
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Discussion For This Listing
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