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Full-Time Student Needs Help with School and Moving Costs

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: B DTI: 7%
Lender Rate: 11% Borrower: Shrimpie
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-08-29 EricsCC ROI: 8%
Status History
Aug 28, 2007 Current
Purpose of loan:
Hello, I am currently a Graphic Design Major/Business Minor taking classes at FAU.  I recently signed a lease with one other person for a cheap townhouse and with school starting soon I'm going to be low on cash.  I've already paid for my own tution and the first month's rent/security deposit.  I need the loan to cover for first months utilities, books, art supplies, furniture, and other unforseen costs that might come with moving into a new place.  Basically just to make the transition a lot smoother, and give me a nice cushion around such a finacially frantic time.

My financial situation:
I'm not in debt, and I have a decent job where I work Full-Time and will be getting promoted to Shift Leader in a month's time. Also I am a Full-Time student whom is motivated and takes his college career very seriously.  I pay all my own bills and tution, with exception to car insurance, and I've never had any trouble doing so.  I plan to graduate within a year and half, it would even be possible for me to repay the loan after college.

Monthly net income: $1,500

Monthly expenses: $1,351
  Housing: $575 
  Car expenses: $160
  Utilities: $150 
  Phone, cable, internet: $66
  Food, entertainment: $300
  Clothing, household expenses $100
  Credit cards and other loans: $0
  Other expenses: $0
Borrower's Other Listings
286278 Next year's school costs/small debt consolidation C $7,500 @ 15% Feb 29, 2008 Withdrawn
286465 Next year's school costs / Small debt consolidation (CAP %) C $6,500 @ 15% Feb 29, 2008 Withdrawn
286987 Next year's school costs / Small debt consolidation (CAP %) C $5,600 @ 15% Mar 02, 2008 Withdrawn
286999 Last year's school costs / Small debt consolidation (cap %) C $5,600 @ 15% Mar 02, 2008 Withdrawn
287480 Last year's school costs / Small debt consolidation (cap %) C $4,600 @ 15% Mar 03, 2008 Withdrawn
290598 Full-Time Student Needs Help for Last Year - State Max % C $3,100 @ 15% Mar 09, 2008 Withdrawn
291524 Full-Time Student Needs Help for Last Year - State Max % C $1,800 @ 15% Mar 11, 2008 Withdrawn
291807 Full-Time Student Needs Help for Last Year - State Max % C $1,100 @ 15% Mar 11, 2008 Withdrawn
292750 Full-Time Student Needs Help for Last Year - State Max % C $1,800 @ 15% Mar 13, 2008 Withdrawn
292772 Full-Time Student Needs Help for Last Year - State Max % C $1,800 @ 15% Mar 13, 2008 Withdrawn
293769 Full-Time Student Needs Help for Last Year - State Max % C $2,100 @ 15% Mar 15, 2008 Withdrawn
295618 Full-Time Student Needs Help for Last Year - State Max % C $1,800 @ 15% Mar 19, 2008 Withdrawn
296597 Need help to remain full-time for last 2 terms - State Cap % C $2,200 @ 15% Mar 21, 2008 Withdrawn

 

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