Eric's Credit Community

Thank you for taking time to review & consider my loan request!

I am a licensed contractor & the proud owner of Paragon Renovations, a dynamic home renovation company located in Moorhead, MN. I invite you to visit my website at: www.paragonrenovations.net/default.aspx I take pride in providing my clients with the finest services available.

The loan will finance an enclosed trailer, which will protect my tools from theft & weather, as well as increase my effectiveness. The trailer will pay for itself with the increased efficiency.

I am booked out 3-4 months in advance & business continues to thrive. I plan to hire new employees soon.

I currently earn approx. $41,600. My wife earns $32,000+ as a Personnel Coordinator. Daycare decreases $400/mo. as one child starts Kindergarten & another 1^st grade. The decrease will make our monthly income approx. $5500 & expenses approx. $4050.

Current Combined Monthly Net Income: $5000

Current Monthly Expenses: $4450

Monthly Expenses w/ Prosper Loan: $4540

Projected Monthly Net Income: $5500

Projected Monthly Expenses: $4050

Projected Monthly Expenses w/ Prosper Loan: $4150

Housing: $1000 PITI
Insurance: $100
Car expenses: $500

Utilities: $200
Phone, cable, internet: $200

Food, entertainment: $750
Clothing, household expenses $500
Credit cards & other loans: $200
Other expenses: $1000 daycare

I can easily afford this loan as Paragon Renovations continues to rapidly grow & I promise payments will be made on time each & every month through automatic withdrawal.

Again, Thank You, I appreciate your support & faith as you invest in my future.