Need a better rate than credit card

| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Loan created |
| Grade: | AA | DTI: | 12% |
| Lender Rate: | 9% | Borrower: | tshiver |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-08-21 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Aug 27, 2007 | Current |
| Feb 16, 2008 | Payoff in progress |
| Feb 22, 2008 | Paid |
|
Purpose of loan: I simply would like to move an $8500 credit card balance to a lower interest rate. I am currently at 12.99% on my Citibank card, so I am hoping for a reasonable interest saving. My financial situation: I have excellent credit, am a home owner and recently received a 10% raise to my annual salary. My debt to income ratio (6%) speaks for itself. I have the available funds to pay the monthly loan payment. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 135456 | Need to outfit new home | AA | $5,000 @ 8% | May 10, 2007 | Loan created |
| 331670 | Credit Card consolidation and medical bills | A | $15,000 @ 14% | Aug 06, 2008 | Loan created |
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