p2p lending at lending club
Responsible Borrower---> Have never been late on any pmts!
Homeownership Verified

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: C DTI: 25%
Lender Rate: 18% Borrower: ameydemas
Time Left: Finished State: MA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-08-22 EricsCC ROI: 14%
Status History
Aug 28, 2007 Current
Purpose of loan:
Looking to refinance and consolidate debt to minimize monthly payments.

My financial situation:
My financial situation began after having bought my house.  Prior to buying my house I shopped around for mortgage loans like you would'nt believe and later convinced myself that my current loan was the most affordable and reasonable.  However, it's taken me 2 years to realized that I got myself into a lot more debt than I had bargained for. 

Although I have never been late on my mortgage, bills, nor any other loans, I feel as though I can be in a better situation.  So I started looking into refinancing and after analyzing so many different offers and prelimanary quotes, I was finally convinced by a direct lender, Bank of America.   The only bump I ran into is that my appraisel came back slightly higher than my Principle - not enough to cover closing cost and consolidate some of the debt. 

I hope that when you make your decision to place a bid you take into consideration the consistency of my on time payments proven by my credit report, along with the stability I've had in both of my jobs. I also live w. my spouse who does support me w/ the mortgage, bills, and expenses.

If given the opportunity, you will find that you have selected a very responsible borrower.

Thank you,

Ame'
Borrower's Other Listings
185129 Responsible Borrower---> Have never been late on any pmts! C $22,000 @ 18% Aug 10, 2007 Withdrawn
339685 Responsible Borrower---> Have never been late on any pmts! C $8,500 @ 18% May 27, 2008 Withdrawn
341870 Responsible Borrower---> Have never been late on any pmts! C $7,000 @ 23% May 30, 2008 Expired
347434 Responsible Borrower---> Have never been late on any pmts! C $5,000 @ 22% Jun 09, 2008 Withdrawn
351951 Responsible Borrower---> Have never been late on any pmts! C $2,500 @ 22% Jun 17, 2008 Loan created

 

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