Responsible Borrower---> Have never been late on any pmts!

| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 18% | Borrower: | ameydemas |
| Finished | State: | MA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-22 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Aug 28, 2007 | Current |
|
Purpose of loan: Looking to refinance and consolidate debt to minimize monthly payments. My financial situation: My financial situation began after having bought my house. Prior to buying my house I shopped around for mortgage loans like you would'nt believe and later convinced myself that my current loan was the most affordable and reasonable. However, it's taken me 2 years to realized that I got myself into a lot more debt than I had bargained for. Although I have never been late on my mortgage, bills, nor any other loans, I feel as though I can be in a better situation. So I started looking into refinancing and after analyzing so many different offers and prelimanary quotes, I was finally convinced by a direct lender, Bank of America. The only bump I ran into is that my appraisel came back slightly higher than my Principle - not enough to cover closing cost and consolidate some of the debt. I hope that when you make your decision to place a bid you take into consideration the consistency of my on time payments proven by my credit report, along with the stability I've had in both of my jobs. I also live w. my spouse who does support me w/ the mortgage, bills, and expenses. If given the opportunity, you will find that you have selected a very responsible borrower. Thank you, Ame' |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 185129 | Responsible Borrower---> Have never been late on any pmts! | C | $22,000 @ 18% | Aug 10, 2007 | Withdrawn |
| 339685 | Responsible Borrower---> Have never been late on any pmts! | C | $8,500 @ 18% | May 27, 2008 | Withdrawn |
| 341870 | Responsible Borrower---> Have never been late on any pmts! | C | $7,000 @ 23% | May 30, 2008 | Expired |
| 347434 | Responsible Borrower---> Have never been late on any pmts! | C | $5,000 @ 22% | Jun 09, 2008 | Withdrawn |
| 351951 | Responsible Borrower---> Have never been late on any pmts! | C | $2,500 @ 22% | Jun 17, 2008 | Loan created |
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