p2p lending at lending club
Young Professional serious about living debt free

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: D DTI: 27%
Lender Rate: 15% Borrower: godawgsco04
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-08-23 EricsCC ROI: 11%
Status History
Aug 28, 2007 Current
Purpose of loan:
I will be using this loan to pay off a high interest credit card. I moved to Chicago about this time last year and was searching for work for several months. During that time I was fortunate enough to have credit to be able to supplement my savings and cost of living. Now that I have a wonderful job that I love, I would like to pay down my 'dream job financing' in order to pay off debts before getting married and start funding more towards my retirement. I would like to pay off my high interest credit cards so I can pay more towards my variable high interest student loans.

My financial situation:
I have a full-time investment accounting position with an extremely successful real estate investment firm here in Chicago. I am very diligent about my finances and very serious about getting myself back into a strong fiscal position. I always pay my bills, on time, and expect to be receiving annual bonuses of 10 - 15% which I am already earmarking to knocking out my debts. My goal is to live on one paycheck a month and max out my retirement savings.

Monthly net income: $ 2900

Monthly expenses: $
  Housing: $ 800
  Insurance: $ 0
  Car expenses: $ 0
  Utilities: $ 50
  Phone, cable, internet: $ 50
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 1000
  Other expenses: $
Borrower's Other Listings
185805 Fighting Bank of America D $7,500 @ 26% Aug 12, 2007 Withdrawn

 

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