Fresh Start for Expecting Family
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 19% |
| Lender Rate: | 18% | Borrower: | Parents2Be |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-23 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Aug 28, 2007 | Current |
| Oct 09, 2008 | Late |
| Oct 24, 2008 | 1 month late |
| Nov 01, 2008 | Current |
| Nov 07, 2008 | Late |
| Nov 24, 2008 | 1 month late |
| Nov 29, 2008 | Current |
|
Hello and thank you for viewing my listing! My wife and I are expecting our first baby due October 30th and we would be using the loan to pay off our high interest credit cards which would boost our credit scores and give us the ability to purchase a home with an affordable interest rate. I would use the Prosper Loan to pay off the following Credit Cards: Discover Card - $1300 Bank of America Card - $2000 Capital One Card - $2600 Chase Card - $3200 $9,000 - Total amount of Debt to pay off I'm a Full Time Trader and trade currencies on the Foreign Exchange Market, my wife is an Ultrasound Sonographer that specializes in high risk pregnancies and heart ultrasounds. The only reason we have a substantial amount of credit card debt in the first place is because when my wife went to school to get her Bachelors degree we had to use our credit cards to pay for tuition and the cost of living. We've put everything aside that is not a necessity like eating out, expensive date nights, and vacations. We feel like we would be an excellent candidate for this loan because it will lower our interest rates, so we can make higher payments and give us the ability to purchase a house to accommodate our first born. Monthly net income: $5400 Monthly expenses: $3034 Housing: $ 900 Insurance: $110 Phone: $150 Auto: $75 Gas: $160 Utilities: $125 Groceries: $300 Phone, cable, internet: $99 Food, entertainment: $140 Household expenses $225 Credit cards and other loans: $750 If our loan was funded we would have additional money left over to put into savings for emergencies and I?m going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 158644 | Fresh Start for Expecting Family | C | $18,000 @ 23% | Jun 26, 2007 | Cancelled |
| 185085 | Fresh Start for Expecting Family | D | $12,000 @ 23% | Aug 10, 2007 | Withdrawn |
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