p2p lending at lending club
Consolidation
Homeownership Verified

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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: A DTI: 15%
Lender Rate: 16% Borrower: lakers4life
Time Left: Finished State: OK
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-08-20 EricsCC ROI: 13%
Status History
Aug 27, 2007 Current
Purpose of loan: Consolidation, I will use this loan to pay off higher signature loans (8 total signature loans) as well as a sams credit card and a master card ( which neither is max out). I also will use about $2,700 for a probate attorney, $300-$550 for repairs on my 1992 Issuzu Rodeo.
(explain what you will be using this loan for)

My financial situation: I feel like Im a good candidate due to the fact im not behind on any of my debts, also Im in the process of selling a House that was left to me after my mother passed in febuary of this year. Since that time I have been managing my house as well as my fathers. The sell of this house will pay off alot of my mother and father debt but would also put a couple of grand in my pocket ( roughly $1,500-$3,500). I figure with this loan I will have 1 payment to make instead of several and it would save me on monthly payments which would allow me to help my father even further.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $2,400-$2,900 ($1,965 primary job + $500-1,000 secondary job)

Monthly expenses: $
  Housing: $300
  Insurance: $70($250K Life) $85 (car)
  Car expenses: $100-150 (for gas) both cars are paid off
  Utilities: $285 (electric,water,gas)
  Phone, cable, internet: $130
  Food, entertainment: $180
  Clothing, household expenses $100
  Credit cards and other loans: $785
  Other expenses: $175
Borrower's Other Listings
285203 Consolidation A $15,000 @ 9% Feb 27, 2008 Withdrawn
286477 Consolidation A $15,000 @ 17% Mar 01, 2008 Expired
291565 Consolidation A $6,000 @ 12% Mar 11, 2008 Withdrawn
368260 Payoff 1st prosper loan + B $10,000 @ 22% Jul 16, 2008 Withdrawn

 

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