HIGH INTEREST NO MORE - RELIST
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,200.00 | Status: | Loan created |
| Grade: | HR | DTI: | 20% |
| Lender Rate: | 22% | Borrower: | RESOURCEFUL_SINGLE_MOM |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-08-17 | EricsCC ROI: | -55% |
| Status History | |
|---|---|
| Aug 27, 2007 | Current |
| Mar 04, 2008 | Late |
| Mar 18, 2008 | 1 month late |
| Apr 18, 2008 | 2 months late |
| May 24, 2008 | 3 months late |
| Jun 18, 2008 | 4+ months late |
|
8/3/07 Relist Almost funded - I am giving it another go. Thanks to everyone who bid and would be great if you could support me one more time. REDUCED MY LOAN AMOUNT ON RECOMMENDATION OF GROUP LEADER. REMOVED CREDIT UNION LOAN AND CREDIT UNION CREDIT CARD - BOTH LOW INTEREST (12% & 9%) CREDIT UNION LOAN PAYOFF IN 11/2/08. CREDIT SCORE WITH EQUIFAX IS 629, SCORE WITH TRANSUNION IS 625. Hello and thank you for viewing my listing! I am a single-mom with a teenage daughter. I am the sole support of our family. While trying to further my career and education trying to make a real estate career work, I suffered extreme financial hardship in 2006, and lost ground financially by getting caught in the payday loan cycle which set me further behind. The goal of Prosper loan is to repair credit due to payday loan nightmare, consolidate bills, and increase cash flow. I would use the Prosper loan to pay the following: $495 - Pay Day Loan, delinquent on credit report $1000 - Master Card $258 - Visa Card $293 - Western Oregon Universtiy $477 - Doctor Bills $290 - Attorney Bill $100 - Pay Day Loan $200 - Pay Day Loan $3113 - Prosper Loan, asking for 3200 to cover fee I have a great full-time job at a large school district in Oregon (room for advancement and more $$$). I am a union employee and have been with my current job 7 months and passed the probationary period. Also, I am working part-time as a limo-driver. $2300 - Net Income Here is my monthly budget with Prosper Loan in place. $700 - Rent $140 - Credit Union $25 - Credit Union MC $40 - Car Insurance $191 - Heat & Lights, Garbage, Phone $66 - Cable/Internet $100 - Car Gas/Maint. $300 - Food $56 - Life Insurance $200 - Household/Haircare/Recreation/Clothes $125 - Prosper Loan $1,943 - Total Expenses As you can see, I have $357 left over to be used for emergencies and savings so I never get in this situation again. I can begin to live a normal life free of stress from Pay Day loans. I promise that my payments to Prosper will be my top priority each month. In fact, the Prosper loan will be automatically deducted from my checking account each month so that everyone knows that my payment will be made on time, every time. In the process, I will be rebuilding my credit and establish a secure future for my family. Thank you again for viewing my listing and God Bless! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 160483 | Consolidation | HR | $5,200 @ 24% | Jun 29, 2007 | Withdrawn |
| 163029 | HR now always HR | HR | $5,200 @ 24% | Jul 04, 2007 | Withdrawn |
| 163063 | HR not always just black & white | HR | $5,200 @ 24% | Jul 04, 2007 | Withdrawn |
| 166172 | NOT MATERIALISTIC | HR | $2,500 @ 24% | Jul 09, 2007 | Withdrawn |
| 173130 | DETERMINED SINGLE MOM | HR | $5,650 @ 26% | Jul 21, 2007 | Withdrawn |
| 176600 | DETERMINED SINGLE MOM | HR | $3,200 @ 23% | Jul 27, 2007 | Withdrawn |
| 181270 | HIGH INTEREST NO MORE - RELIST | HR | $3,200 @ 28% | Aug 03, 2007 | Expired |
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