getting on track and a fresh start
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 20% | Borrower: | workforfun |
| Finished | State: | MN | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-21 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Aug 27, 2007 | Current |
|
Hello and thank you for viewing my listing. Purpose of loan: paying payday loans I am thirty-one and live in the Midwest. I have a great full time job with an excellent work history. I got into these payday loans and the interest is unbelievable. If I can get these paid off, I could then get a fresh start. Unfortunately, since I got into Pay Day Loans, I now need help to get out of them. The loans that I got in these payday loans were small dollar loans that I thought would get me by until payday, but the interest made it so all I could afford is to pay on the interest. I would use the Prosper Loan to pay off the following Pay Day Loans. - Pay Day Loan 1 ? cash central - Pay Day Loan 2 - click cash- Pay Day Loan 3 ? Little loan shoppe $2800.00 - Total amount of Debt to pay off - I work a full time job in the food industry and been employed here for 11yrs. My current monthly net income is $2,000.00 Here's my monthly budget with the prosper loan in place (rounded up to the nearest dollar) $450- Rent $50 - Electricity $60- Telephone $83 - Insurance $300 - Other bills Not paid off with loan $180- Groceries $80 - Recreation -------------- $1203 - total monthly expenditures As you can see, I have over $700 left over to be used, not only for my Prosper Payment, but for savings and emergencies, so I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson and plan to pay this loan off early! I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I will not make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 174984 | Getting on track, debt consolidation | HR | $6,000 @ 29% | Jul 23, 2007 | Expired |
| 181036 | Getting on track, debt consolidation | HR | $4,000 @ 28% | Aug 03, 2007 | Expired |
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