Need to pay off high interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 10% |
| Lender Rate: | 18% | Borrower: | JustOnce123 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-08-22 | EricsCC ROI: | -35% |
| Status History | |
|---|---|
| Aug 28, 2007 | Current |
| Aug 06, 2008 | Late |
| Aug 24, 2008 | 1 month late |
| Sep 23, 2008 | 2 months late |
| Oct 23, 2008 | 3 months late |
| Nov 05, 2008 | 2 months late |
| Nov 23, 2008 | 3 months late |
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Purpose of loan: (explain what you will be using this loan for) I currently owe a balance of 5,000 on a Bank of America Credit Card and 2200 on Sears. I also have a $1824 property tax bill that is due to the state by 9/15. In addition, I would like to take my daughter on a summer vacationt to Chicago prior to her returning to college on 8/28. She attended summer school and complained on how stress she was after taking Applied Calculus and two other intense courses over the summer break. She completed her classes on 8/2 and is so stressed, I would really love to give a a mini vacation prior to going back to the daily grind of college work. She is such a good daughter. Thank you kindly for your consideration. My financial situation: (explain why you are a good candidate for paying back this loan) my current annual salary is $75,000. I also receive 3.5% commissions on the book of business that I am responsible for as an account Executive at Cobbs Allen & Hall. In addition today I spoke to my manager about a salary increase and was told that yes, my salary should be increased to $85,000. I am a very responsible person and along with commissions, I will be receiving annual bonuses. my intention to to pay off this loan as soon as possible and to apply all bonuses to pay this off even faster. I intend to become a trusted member of this club, so that I can return at any time and will be considered without any hesitation. Thank You Kindly!1 Monthly net income: $ 6250 Monthly expenses: $ Housing: $ 1030 Insurance: $ 239 Car expenses: $ 100 Utilities: $ 195 Phone, cable, internet: $ 223 Food, entertainment: $ 400 Clothing, household expenses $ 200 Credit cards and other loans: $ 773 Other expenses: $ 120 |
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