Relist- Changing my credit life, serious and steady
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Expired |
| Grade: | D | DTI: | 22% |
| Lender Rate: | 10% | Borrower: | rowangray |
| Finished | State: | CT | |
| Funded: | 0% | Group: | (No Group) |
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Some personal detail: Relisting after being funded 36% of $2490.. Please read my last listing as it was pretty comprehensive. I've also been maintaining a thread on the forums in which I've answered questions, discussed goals, plans and actions. I would love you to read it and join in: http://forums.prosper.com/index.php?showtopic=28979 Since last listing: 1) Called all credit cards, received new rate from Capital One (down 4.9%) and Dell (down 3%). 2) Backed out of company stock plan (approx $7.29/wk) and 401K (approx $14.50/wk). $5/wk will be transferred to a savings account to begin an emerg fund. $15/wk will be added to the $10 already a part of my debt plan. 3) Am in a community program helping with weatherization and energy saving- should reduce my costs. 4) Discovered a duplicated PR on my report. S/B 1, a medical issue from 2002 which I paid in full. Also found an address I never lived at. Have disputed. 5) Am an active forum participant and am seeking new ways to improve my standing and decrease my expenses. Monthly net: $2533 estimated with new changes Avg expenses: $2529.69 Updated Household: $934.54 (elec up) Total Car: $521.45 Grocery, charity, entertainment, misc: $650 Credit cards and other loans: $423.70 (inc. extra payments) Loan will be used: updated Dell- $1377.21 @ 26.99%, $42/mo- paid in full QVC- $513.56 @ 19.80%, $52/mo- paid in full 1st Prosper payment- $64.65 Total current min: $94 New Prosper: $64.65 Savings of $29.35 to apply to next debts, 9.68-16.87% rate savings |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 156584 | Better life | D | $5,000 @ 10% | Jun 22, 2007 | Withdrawn |
| 157678 | Consolidating debt and feeling good again! | D | $10,000 @ 10% | Jun 25, 2007 | Expired |
| 161807 | Hardworking Mom needs help! Relist w/ more detail @ Max rate | D | $10,000 @ 10% | Jul 02, 2007 | Expired |
| 166323 | Seeking a birthday blessing! Relist, less $, max % allowed | D | $7,000 @ 9% | Jul 10, 2007 | Expired |
| 171745 | Taking advice from forum lenders- thank you for input! | D | $2,490 @ 10% | Jul 18, 2007 | Expired |
| 178386 | I have a plan, you'll have a steady return | D | $2,490 @ 10% | Jul 30, 2007 | Expired |
| 215984 | Raised my credit! Looking to consolidate and pay faster! | C | $7,075 @ 10% | Oct 17, 2007 | Expired |
| 222083 | Raised my credit! Looking to consolidate and pay faster! | C | $3,661 @ 10% | Oct 29, 2007 | Loan created |
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