Consolidate My Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $17,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 50% |
| Lender Rate: | 13% | Borrower: | zurdok |
| Finished | State: | CA | |
| Funded: | 100% | Group: | A thru E graded Loans --> 100% borrower success rate |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-15 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Aug 15, 2007 | Current |
|
From group leader:
Lenders, if you wish to know about future loans from 'A thru E graded
Loans' before they come live on the website, please send me your email
address via private message or feel free to join the group as a lender
if you enjoy our listings. Purpose of loan: This loan will be used to consolidate a few high interest credit cards and a personal loan from my bank. $8000 @ %14 Wells Fargo $6000 @ %23 American Express $1000 @ %29 Dell Financial $2000 @ %15 Citibank Elite My financial situation: I am very stable financially. I always pay my bills on time as is reflected by my good credit rating. I work full-time as a Network Administrator and also do some consulting work on the side which provides me additional monthly income. I currently rent a room in a relatives house which keeps my living expenses very low. I moved here a couple years ago and I don't plan on moving out until my debt is paid off. A lot of this debt is from repairs to my car after an accident with an uninsured motorist and a loan I made to a friend which he has been unable to pay back (not from lack of trying). The car is fully repaired and it looks good as new. I still believe that someday soon my friend will be able to repay the $5000 I lent him. Monthly Gross Income: ~$3600 not including any consulting work Monthly Net Income: ~$2500 Typical Extra Monthly Income: ~$200 what I get in a typical month from a few hours of consulting work Monthly expenses: $ Housing: $300 Utilities Included Insurance: Paid for through December 2007 (roughly $150 per month) Car Payment: $ 578.00 Gas: $300 Phone, cable, internet: $100 Food, entertainment: $ 250 Clothing, household expenses $ 100 Student Loan Payments: $250 ($15,500 @ %7.25) Cash Flow: Net Income: $2700 - Expenses $1878 = $822 I have been paying $800 a month to try and eliminate my debt. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 182718 | "A" Credit wants to Consolidate Credit Cards | A | $17,000 @ 16% | Aug 06, 2007 | Withdrawn |
| 182940 | TM Test | A | $20,000 @ 5% | Aug 06, 2007 | Withdrawn |
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