I am a radiant woman gaining financial freedom!

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Listing Information
Amount: $25,000.00 Status: Loan created
Grade: A DTI: 52%
Lender Rate: 15% Borrower: LifeTransformer
Time Left: Finished State: CA
Funded: 100% Group: Super Clean Credit
Loan Information
Loan Status: Default Origination Date: 2007-08-24 EricsCC ROI: -23%
Status History
Aug 28, 2007 Current
May 09, 2008 Late
May 24, 2008 Current
May 09, 2009 Late
May 26, 2009 1 month late
Jun 25, 2009 2 months late
Jul 25, 2009 3 months late
Aug 25, 2009 4+ months late
Aug 26, 2009 Default
Purpose of loan:
Hi! I am on the path of financial freedom. I want to payoff debt to credit card agencies, small student loans, and a payday loan. As a sidenote, my lifelong goal is not only to attain financial freedom, but also to continue my work of helping others realize their goals and dreams, and gain the financial freedom they deserve. Eventually, I'd also like to buy a home, so I need to consolidate my debt -- and get out of the highest interest debt situation that I'm currently in. Long term, I?d like to reinvest into Prosper, and payoff my Prosper loan--my intention is to make sure that I am on the way to financial freedom, as well as those on Prosper like me.

My financial situation:
I am a trustworthy woman, now ready to build my financial discipline by consolidating debt, paying it off, and creating greater abudance. The money I receive from Prosper will allow me to gain the edge I need to move forward in the world. I have good credit, but want to decrease my debt, and increase my cash flow. I went into debt while I was looking for another job, going through the probation  period, and finally starting to receive a paycheck. I do not like having debt, and my #1 goal is to get out of it. I have a lot of different opportunities available to me to increase my cash flow, and am committed to repaying my debts. I also want to provide others with the opportunity to do the same.

Student Loans:  $37,000  (varies around 9%); Payday Loan: $5500 (55%); Credit Card #1: $7400 (33%); Credit Card #2 :$6400 (14%); Credit Card #3: $6500  (19%); Credit Card #4: $750; Credit Card #5: $650  (23%); Monthly net income: $ 4,100.00

Monthly expenses: $ 2,930
  Housing: $ 1200
  Insurance: $ 150
  Car expenses: $ 750 
  Utilities: $ 100
  Phone, cable, internet: $ 80
  Food, entertainment: $ 275
  Clothing, household expenses $ 275
  Credit cards and other loans: $ 250
  Other expenses: $
Borrower's Other Listings
169083 I am a radiant woman gaining financial freedom! A $25,000 @ 15% Jul 13, 2007 Withdrawn
169085 I am a radiant woman gaining financial freedom! A $25,000 @ 15% Jul 13, 2007 Expired
176680 I am a radiant woman gaining financial freedom! A $25,000 @ 18% Jul 26, 2007 Withdrawn

 

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