p2p lending at lending club
Want to be debt free

Click Here to view this listing on Prosper
Listing Information
Amount: $5,500.00 Status: Loan created
Grade: B DTI: 19%
Lender Rate: 11% Borrower: bossy1
Time Left: Finished State: IL
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-08-21 EricsCC ROI: 8%
Status History
Aug 27, 2007 Current
Hello and thank you for viewing my listing.

I'm a 24 year old mother of 2 wonderful boys. I have a bachelor degree in business management. When I was in college I did what every other college did, got credit cards. At one time all of my cards were maxed out. After having my 1st son I realized I needed to get myself together.
Unfortunately, I got myself into credit card debt, I now need help getting out.

I would use the Prosper Loan to pay off the following
Credit Cards.
$2200- Chase
$100- Student loan
$500-Capital One
$400- Old Navy
-------
$4100 - Total amount of Debt to pay off

I work at TSA as a screening officer. I've been there for 2 years. I'm currently for for a job in my field. 
My current monthly net income is $1450.

Here's my monthly budget with the prosper loan in place: 

$95 - Telephone 
$400 - Car Payment
$63- Insurance
$100- Gas
$200- Groceries

--------------
$853 - total monthly expenditures

As you can see, I have over $550 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Credit Card debt. I have learned my lesson.

I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit.

Thank you again for viewing my listing, and God bless.
Borrower's Other Listings
182065 Want to be debt free B $5,500 @ 16% Aug 07, 2007 Withdrawn

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here