Family Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 16% | Borrower: | onetraining |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-15 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Aug 15, 2007 | Current |
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Purpose of loan: This loan will be used to consolidate our family's debit situation. My wife has outstanding debt and I am rebuilding my credit history. We are also trying to put our 2 kids (3 and 5) through child care. We have been doing well, but my wife had major surgery and wasn't able to work for 2 months (self-employed). We are just getting to the point where we are barely making ends meet. This would help keep us on track. My financial situation: I have made a hard effort to raise the credit score that I have. We just purchased a home. We haven't missed a payment on the mortgage. We can't afford and won't let any deliquencies happen to bring our credit down again. Monthly net income: $ 3500 Monthly expenses: $ 3375 Housing: $ 1000 Insurance: $ 350 Car expenses: $ 425 Utilities: $ 200 Phone, cable, internet: $ 150 Food, entertainment: $ 150 Clothing, household expenses $ 100 Credit cards and other loans: $ 900 Other expenses: $ 100 |
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