Working Hard to Raise Credit Rating
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Expired |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 11% | Borrower: | Tgrgolfer |
| Finished | State: | VA | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: My purpose is to put all proceeds of the Prosper loan towards high interest credit cards. I have been working my regular job plus 2 part-time jobs (70 hr weeks) and living at home to pay down my debt as quickly as possible in hopes of buying a house in two years. As you can see from my previous listings I have been able to pay off nearly $3,000 in revolving credit debt in the last 30 days and raise my credit score from a C to a B!! However I've also paid nearly $600 in interest so I am hoping a prosper loan can aid in my quick debt payoff. My financial situation: Job - I work as an Account Manager for a large bank and have done so for the last 5 years. I have not had any late payments in the last 2 years but my credit score suffers from a high revolving debt load. Debts ? Chase - $2,400 @ 29.99% Discover - $4,000 @ 28.99% Citibank - $2,600 @ 32.24% Associates -$4,700 @ 22.49% Target - $2,300 @ 18.74 % Cap One - $1,450 @ 19.80 % Monthly Bills Credit Cards - $ 700 Gym - $44.00 Cell Phone - $45.00 Parking - $90.00 Car & Insurance - $310 Housing - $0 (I currently live at home in an effort to pay off debt) Food & Bev - $150 401 (k) - $75 Total Bill Mo - $1,414.00 Monthly Pay - $ 2,380.00 + 1200 in part-time wage earnings (bartender & math tutor) As you can see I have over $2100leftover a month to put towards Proper and other credit cards. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 145716 | Help Me Help You!! | C | $15,000 @ 11% | Jun 01, 2007 | Withdrawn |
| 145769 | Help Me Help You !! | C | $15,000 @ 11% | Jun 02, 2007 | Withdrawn |
| 146592 | CC Charge Me Too Much - VA Lets Me Charge Too Little | C | $10,500 @ 11% | Jun 04, 2007 | Withdrawn |
| 175407 | CC Charge Me Too Much - VA Lets Me Charge Too Little | C | $1,500 @ 11% | Jul 24, 2007 | Withdrawn |
| 207513 | Working Hard to Raise Credit Rating | C | $2,400 @ 11% | Sep 26, 2007 | Expired |
| 213687 | ReList - Paying One Card Off at a Time | C | $2,000 @ 11% | Oct 10, 2007 | Withdrawn |
| 216023 | 670 Credit Rating - Verified Lender | C | $1,100 @ 11% | Oct 15, 2007 | Loan created |
| 375516 | 1st Loan Paid Off - Seeking New Consolidation | C | $5,000 @ 11% | Aug 01, 2008 | Loan created |
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