CashCall and Pay Day Loans Nightmare
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,300.00 | Status: | Loan created |
| Grade: | D | DTI: | 25% |
| Lender Rate: | 20% | Borrower: | catzeye50 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-14 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Aug 14, 2007 | Current |
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Hello and thank you for viewing my listing. I am a 57 year-old, sincere, single, and hard-working woman who needs help in getting back on track with my finances. In October, 2006 I found myself unemployed for the first time in my life. It took five months to find a new position in the Radiology field I have been trained in. As you can see from the figures below, I attempted to stay current with my financial responsibilities during my unemployment with Cash Call and Pay Day Loans. They were foolish decisions that I thought I could handle. Unfortunately, since I got into Pay Day Loans, I now need help to get out of them. I would use the Prosper Loan to pay off the following Cash Call and Pay Day Loans: 3,050.00 - Cash Call 500.00 - My Cash Now 300.00 - Speedy Cash 400.00 - Quick Cash Rebate 1040.00 - IRS for Taxes ------- $5,290.00 - Total amount of Debt to pay off In February of this year, I was hired by a reputable medical center in Burbank, CA as a Mammography Technologist with the added responsibility of being their MQSA (Mammography Quality Standards Act) Coordinator. I perform mammography and other diagnostic procedures associated with breast care and other women?s health issues including bone density testing. I worked in Pomona, CA in the same capacity for ten years. My current monthly net income is $3700.00 Here's my monthly budget with the prosper loan in place: $995.00 - Rent 75.00 - Electricity 80.00 - Telephone 427.00 - Car Payment 105.00 - Insurance 300.00 - Gas 325.00 - Other Credit Cards Not paid off with loan 400.00 - Groceries 50.00 - Recreation 59.00 - Internet -------------- $2817 - total monthly expenditures As you can see, I have over $850.00 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I have Direct Deposit of my paychecks every two weeks, and I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing and kind consideration. With your help, I have hope. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 169142 | New start, new hope to recover from setbacks | D | $7,000 @ 25% | Jul 21, 2007 | Withdrawn |
| 175589 | Baby steps toward retirement | D | $3,000 @ 23% | Jul 24, 2007 | Expired |
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