Squash High interest Credit Cards!
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 29% |
| Lender Rate: | 24% | Borrower: | Fishbonz |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-13 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Aug 11, 2007 | Current |
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Thank you for viewing my listing! I am a Truck Driver who is looking to get rid of my high interest credit card debt, and get a fresh start. I just moved to a small town in Norther CA. and am looking forward to becoming a homeowner in the next few years. But, not until I can squash this debt! My credit score is low, however, over the last two years, I have been able to pay off a few collection accounts, and have been working really hard to clean up my credit. I just need alittle more help to get there the rest of the way! I would use the Prosper Loan to pay off the following Credit Cards. 1. Orchard bank - $500 2. Aspire - $400 3. Capital one - $400 4. GE Credit- $ 400 5. Sabie finance $ 400 6. CashCall -$ 1700 7. IRS - $ 1700 (from this year) currently on installment agreement Total amount of Debt to pay off -$ 5500 I currently work for Mount Shasta Ice.I have been there for 2 months, but worked for JB HUNT transportation for 1 year previously. I had moved my family from Northern CA, to Southern CA to work for JB HUNT.Unfortunately I was lied to about the amount of money i would be making at JB Hunt, and decided to move back to Northern CA. That is the reason I really need help, to get my family back on track!- My current monthly net income is $3000. My Fiance's monthly net income is $1200 Here's my monthly budget with the prosper loan in place: Rent- $350 Electricity $50 Telephone $50 Car Payment $450 Insurance $100 Gas $50 - (I live 1MI from work) Groceries -$100 $1150- total monthly expenditures As you can see, I have about $850 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again.That is not including my fiance's income! My fiance also works two jobs, and I would be paying off two of her Credit Cards with this loan as well. As it stands, we pay $200 a month to CASHCALL alone!I am looking forward to getting married next year, and buying a house, so needless to say, I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 153161 | Squash High interest Credit Cards! | E | $9,999 @ 22% | Jun 16, 2007 | Withdrawn |
| 155341 | Squash High interest Credit Cards! | E | $5,000 @ 23% | Jun 20, 2007 | Expired |
| 160995 | Squash High interest Credit Cards! | E | $6,500 @ 25% | Jun 30, 2007 | Expired |
| 167072 | Squash High interest Credit Cards! | E | $6,500 @ 27% | Jul 10, 2007 | Expired |
| 171381 | Squash High interest Credit Cards! | E | $5,500 @ 28% | Jul 17, 2007 | Expired |
| 177646 | Squash High interest Credit Cards! | E | $5,500 @ 28% | Jul 28, 2007 | Expired |
| 294237 | 2nd Loan...Great Pay History! Need car... | HR | $2,551 @ 23% | Mar 16, 2008 | Withdrawn |
| 295563 | 2nd Loan...Great Pay History! Need car... | HR | $2,551 @ 27% | Mar 19, 2008 | Expired |
| 299639 | Great Pay History With prosper! Need car... | HR | $2,551 @ 30% | Mar 26, 2008 | Expired |
| 303328 | Great Pay History With prosper! Need car... | HR | $2,551 @ 30% | Apr 02, 2008 | Withdrawn |
| 304354 | Great Pay History With prosper! Need car... | HR | $2,551 @ 25% | Apr 04, 2008 | Loan created |
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