Final Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 30% |
| Lender Rate: | 14% | Borrower: | irinuca |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-14 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Aug 14, 2007 | Current |
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Purpose of loan: I would like to use this loan to pay off all my credit card debt. I came in this country 5 years ago with only 2 suitcases and I managed to grow to the point where I have a beautiful family, a house, a good job. Unfortunately I wasn't able to do all this without getting into some debt. But as you can see I have absolutely no late payment and no negative items in my credit. I am very hard working and trustworthy person and I am at a point in life where I want to get rid of all debt and start saving for my 3 months old baby. My financial situation: I would never borrow money if I didn't know for sure that I can re-pay it. I would like to have only one monthly payment. I was never late on paying my bills so you can be sure I'll never be late on paying this loan. Monthly net income: My net income is $2,400. However the household income is around $5000-$6000. We have 2 businesses running that bring us the additional income. The debt I'm trying to get rid of it my pre-marriage "heritage" and I would like to take care of it on my own. Monthly expenses: I'll list our total average expenses. Please keep in mind that I not paying these out of my income alone but from our household income. Housing: $ 1,200 Insurance: $ 170 Car expenses: $ 220 Utilities: $ 250 Phone, cable, internet: $ 250 Food, entertainment: $ 600 Clothing, household expenses $ 200 Credit cards and other loans: $ 700 (paying more than minimum) Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 279718 | Extending our business | B | $12,000 @ 15% | Feb 14, 2008 | Withdrawn |
| 279837 | Expanding our business | B | $6,000 @ 16% | Feb 14, 2008 | Loan created |
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