p2p lending at lending club
PERSONAL LOAN
Homeownership Verified

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Listing Information
Amount: $12,000.00 Status: Loan created
Grade: B DTI: 26%
Lender Rate: 17% Borrower: celsojr
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-08-13 EricsCC ROI: 13%
Status History
Aug 10, 2007 Current
Purpose of loan:
To pay off high interest credit cards and to make minor upgrades to home.              

My financial situation:
I have a stable job that pays well.  I have been a pharmacist for 9 years and have worked as the pharmacy manager for the same company for 9 years.  I intend to pay off loan before the 3 years and will do so.   I recently have had a daughter who is 17 months now and understand the growing financial costs of having a child.  This loan will help to reduce debt and make some necessary home upgrades for my family.   

Monthly net income: $ 5600

Monthly expenses: $
  Housing: $ 1700
  Insurance: $ 300
  Car expenses: $900
  Utilities: $ 250
  Phone, cable, internet: $100 
  Food, entertainment: $ 500
  Clothing, household expenses $200
  Credit cards and other loans: $ 500
  Other expenses: $
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