Pre Bar Exam Debt Consolidation.
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 20% |
| Lender Rate: | 18% | Borrower: | Legallyspeaking |
| Finished | State: | MI | |
| Funded: | 100% | Group: | KING FINANCIAL GROUP///100% CASH FLOW SOLUTIONS FOR YOU |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-08-16 | EricsCC ROI: | -24% |
| Status History | |
|---|---|
| Aug 27, 2007 | Current |
| Oct 31, 2008 | Late |
| Nov 18, 2008 | 1 month late |
|
Purpose of loan: I am a 2nd year law student and I've continued to work part time in the Real Estate Industry where I've worked as a Realtor/Mortgage Loan officer for the last 9 years. I am seeking assistance to pay off some really high credit card interest that have went up becasue of a few late payments. I strive to pay my bills but getting adjusted to the pay cut I took when I went back to school has taken a minute to get adjusted to. I own a couple of rental properties and while fixing them up, it has caused me to lean on my credit cards ALOT! Now that I've settled into my new lifestyle as a law student/ part time realtor and landlord. Because I am slated to finish school at the end of next year and scheduled to take the Feb 09 Bar exam, it is very important that I get my finances together so that I can pass Character and Fitness. Please help me!! My financial situation: I have a 635 credit score and I own some rental houses. I always pay, even when it isn't the easiest thing to do. I am financially responsible, despite the D grade. I am just overextended. I plan to pay off my Wamu, Dell and Home Depot. I have paid all of them on time but only the minimums at a higher rate. Monthly net income: $ 4250.00 + 1600.00 rental income Monthly expenses: $ Housing: $ 650.00 Insurance: $ 180.00 Car expenses: $ 350.00 Utilities: $ 250.00 Phone, cable, internet: $ 250.00 Food, entertainment: $ 250.00 Clothing, household expenses $ Credit cards and other loans: $ 675.00 Other expenses: $ Credit card payment will be eliminated with the loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 162231 | Debt Consolidation Before the BAR!!! | D | $10,000 @ 23% | Jul 02, 2007 | Withdrawn |
| 165635 | Pre Bar Exam Debt Consolidation. | D | $7,500 @ 24% | Jul 09, 2007 | Withdrawn |
| 166026 | Pre Bar Exam Debt Consolidation. | D | $7,500 @ 24% | Jul 09, 2007 | Expired |
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