Re List - Debt Consolidation Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 38% |
| Lender Rate: | 22% | Borrower: | DanJack78 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | AIDS/HIV Research |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-08-13 | EricsCC ROI: | -54% |
| Status History | |
|---|---|
| Aug 11, 2007 | Current |
| Nov 28, 2007 | Late |
| Dec 02, 2007 | Current |
| Apr 29, 2008 | Late |
| May 08, 2008 | Current |
| May 30, 2008 | Late |
| Jun 14, 2008 | 1 month late |
| Jul 10, 2008 | Late |
| Jul 14, 2008 | 1 month late |
| Aug 14, 2008 | 2 months late |
| Sep 14, 2008 | 3 months late |
| Oct 14, 2008 | 4+ months late |
|
Purpose of loan: This is a consolidation loan. I need to pay off my credit cards and personal loans and have just 1 payment. I have been trying SO hard for the past few months to get my own appartment. And I've found one that will be ready at the end of August. But one thing after another has come up (car repair, unexpected medical bills, etc...) and I just can't seem to get to a place that i'd feel confident enough to move. Also, on my job, we're not allowed to have overtime anymore and this has put a HUGE dent in my paycheck!! That overtime was almost like a part-time job on the side!! AND, we went from getting paid hourly, every-other-Friday, to salaried, twice a month. This has completely messed me up and i just can't seem to get back on track!! But if I could pay off some things and have just 1 payment, I could use the rest of the money to FINALLY get my apartment that i've wanting and NEEDING for such a long time!! Right now i'm having to share a room because there's just not enough space for all of us anymore. This loan would help me get some peace and quiet AND some peace of mind. Please Help!! My financial situation: If I could get the amount that I need and get everything down to one payment, I'll be more than able to pay it back. I'll have about $440 left over every month to pay my loan back. Monthly net income: $ My monthly income after taxes is about $1500. Monthly expenses: $ Housing: $ 500 Insurance: $ Car expenses: $ 400 (gas, insurance, car payment) Utilities: $ Phone, cable, internet: $ 70 Food, entertainment: $ 80 Clothing, household expenses $ Credit cards and other loans: $ 400 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 167833 | Debt-Consolidation Loan | D | $7,500 @ 26% | Jul 11, 2007 | Expired |
| 172595 | Debt-Consolidation Loan | D | $7,500 @ 24% | Jul 19, 2007 | Expired |
| 178229 | Re List - Debt Consolidation Loan | D | $7,500 @ 24% | Jul 29, 2007 | Withdrawn |
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