p2p lending at lending club
New entrepreneur

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: D DTI: 37%
Lender Rate: 21% Borrower: brooks125
Time Left: Finished State: CA
Funded: 100% Group: Small Business & Self Employed
Loan Information
Loan Status: Current Origination Date: 2007-08-15 EricsCC ROI: 17%
Status History
Aug 14, 2007 Current
Purpose of loan: I am currently a underwriter and I have a BS degree in business. I have been given the opportunity to start my own home base business. I am fortunate to be able to start this business with a existing customer base.  I will keep my existing stable income. I will primarily use this loan for the marketing materials and start up equipment.

My financial situation:
I am a good candidate for this loan because I am current in all of my obligations and I am very diligent about staying current.I have very few debts, but have a student loan with a high balance that is affecting my score. I am married and my husband handles the housing paymnent and I have roughly $ 2300 a month left to more than cover this loan payment. My goal is to pay back the Prosper loan in 6 to 12 mos, because I am confident thay my business will be a success.

Monthly net income: $ 4500

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 100
  Car expenses: $ 100
  Utilities: $ 400
  Phone, cable, internet: $ 250
  Food, entertainment: $ 300
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 600
  Other expenses: $ 200
Borrower's Other Listings
168467 New entrepreneur D $8,000 @ 25% Jul 12, 2007 Withdrawn
168886 New entrepreneur D $8,000 @ 24% Jul 13, 2007 Expired
173195 New entrepreneur D $6,000 @ 23% Jul 22, 2007 Withdrawn
174428 New entrepreneur D $6,000 @ 22% Jul 23, 2007 Withdrawn

 

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