Trying to start over on the right foot
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 11% |
| Lender Rate: | 24% | Borrower: | buddy01 |
| Finished | State: | MN | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-08-08 | EricsCC ROI: | -35% |
| Status History | |
|---|---|
| Aug 07, 2007 | Current |
| Apr 24, 2008 | Late |
| May 03, 2008 | Current |
| Oct 23, 2008 | Late |
| Nov 09, 2008 | 1 month late |
|
Hello and thank you for viewing my listing. I am a hard working person who just needs some help to get everything consolidated to free me from the financial burdens that I am in. Any coinsideration to bid on my loan is greatly appreciated My credit declined over the past couple years when I had some unexpected expenses come up that I could not handle and a lost job 5 years ago and I ended up living on credit cards for 6 months. Those are paid off but have never completly recovered from the debt. I turned to payday loans to help out and it has been arevolving door of high interest never ending debt. Unfortunately, since I got into Pay Day Loans, I now need help to get out of them. I would use the Prosper Loan to pay off the following Pay Day Loans and Credit Cards. (List them all out here - the more the better) 600 - The Cash Store 390 - BIG Cash 390 - PayDay Cash 250 - Northway Cash 310 - First Premieer Master Card 250 - Orchard Master Card 100 - Imagine master Card 530 - Rent past due 280 - small cusion ------- 3000- Total amount of Debt to pay off I currentlty work two jobs. First is in finance and I deal with customers accounts and reconciling them and moving millions of dollars from there accounts to other accounts of theres. My second job is retail and there I do the hiring, scheduling and training. Current monthly net income is $2100. Here's my monthly budget with the prosper loan in place: 530 - Rent 30 - Electricity 40 - Telephone 90 - Cell Phone (Family Package) 238 - Car Payment 90 - Insurance 100 - Gas 150 - Groceries 50 - Recreation 10 - Internet -------------- $1328 - total monthly expenditures As you can see, I have over $672 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 165838 | Debt Consolidation | HR | $2,500 @ 18% | Jul 09, 2007 | Withdrawn |
| 167480 | Debt Consolidation | HR | $5,000 @ 29% | Jul 11, 2007 | Expired |
| 170796 | Debt Consolidation | HR | $4,000 @ 28% | Jul 17, 2007 | Expired |
| 175648 | Trying to start over on the right foot | HR | $3,000 @ 28% | Jul 24, 2007 | Expired |
| 299488 | Recovering from Loss due to Illness | HR | $3,000 @ 35% | Mar 26, 2008 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|