Please Help Me Consolidate
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 45% |
| Lender Rate: | 16% | Borrower: | hershey88 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | No Bull Investors - We Invest In Good Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-15 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Aug 15, 2007 | Current |
|
Purpose of loan: To pay off two very high interest loans. One is Universal Lenders with a payment of $355.00/month; the other is a payday loan . (explain what you will be using this loan for) My financial situation: I started at the Dept. of Corrections in 1989. My job history is long and secure with very good pay. I sent my group leader all of my identifying information---copy's of my driver's license, tax info and check stubs. I fell behind after I was hospitalized in April of 2007. Impulsively, I took out the two loans above In April to have a cash flow, so I could make timely payments to all of my creditors. I have secured a 2nd job doing highschool security, with pension, benefits; with a salary that clears $800.00 per month. I am completely positive that I can make my monthly payment to Prosper; as I have with all of my creditors. I am committed to Prosper and my group; I intend to pay this loan off quickly so I can invest freely as a Lender. (explain why you are a good candidate for paying back this loan) I have a long and established job history, and and as you can see from my improved credit score ; I am willing to pay all of my creditors. Prosper already has my business account info: I am in the process now of giving them my bank account information where my check from my job is set up with direct deposit. Monthly net income: $ 4,400.00 Monthly expenses: $ Housing: 1,788 Insurance: $ 56.00 Car expenses: $ 0 Utilities: $ 150 Phone, cable, internet: $ 125.00 Food, entertainment: $ 0 Clothing, household expenses $ 150.00 Credit cards and other loans: $ 1,225.00 Other expenses: $ 0 Cash flow is $906.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 159733 | Debt Consolidation Loan | D | $7,500 @ 24% | Jun 28, 2007 | Expired |
| 165601 | Please Help Me Consolidate These Two Loans | D | $7,500 @ 23% | Jul 09, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|