Refinancing Short Term Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 18% |
| Lender Rate: | 19% | Borrower: | keolamai |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Harvard University Alumni & Students |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-07 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Aug 06, 2007 | Current |
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Purpose of loan: I am seeking this loan to refinance a short-term loan. In February 2007, my spouse started a retail business. Unfortunately, a few months afterward, he began having serious health issues, which have since forced him to close the business. I had borrowed $15,000 on a short-term basis to finance the business, and it is coming due. I am looking to convert this $15,000 debt into a 3-year loan through this website service. My spouse's health situation appears to be stabilizing; nevertheless, I am seeking this loan based solely on my income. My financial situation: I have been a corporate attorney in a global law firm for two years (with a previous law firm for nearly three). Before this, I was a certified public accountant. I really enjoy my job, and I have received positive reviews and feedback on my work from both my superiors and my clients. I have never defaulted on a debt, nor do I intend to. Most of my outstanding debt is in student loans. Monthly net income: $ 10,775 Monthly expenses: $ 7,320 Housing: $ 2,050 Insurance: $ 200 Car expenses: $ 610 Utilities: $ 60 Phone, cable, internet: $ 200 Food, entertainment: $ 800 Clothing, household expenses $ 400 Credit cards and other loans: $ 3,000 Other expenses: $ 0 |
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