A new start after divorce
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 21% |
| Lender Rate: | 12% | Borrower: | Jay2002 |
| Finished | State: | CO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-07 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Aug 06, 2007 | Current |
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Purpose of loan: I am looking to consolidate some higher interest credit cards. It was necessary to use a fair amount of credit to setup a new household for my daughter and me after my divorce. My financial situation: I have never carried a lot of credit card debt until my current situation and am very eager to get this out of my life. I have a very good job as a Vice President of Business Development with a solid base salary plus a commission plan. Over the years I have owned 3 homes, had several car loans, paid on other types of loans and have always had excellent credit. My current rating of a 'B' certainly reflects my higher than desired use of credit, not currently being a homeowner and one late payment on a credit card during some pretty tough months during my divorce. Things have settled down considerably for me over the year I've been divorced and my financial life is improving steadily. I pay a monthly maintenance payment to my ex-wife as part of our mediated settlement and have never been late on a payment. I am a responsible loving father to our 14 year old daughter and want nothing but the best for her from me and my ex-wife. I ask you to consider funding this loan as it will help me considerably to get out of debt faster and move forward with our new life. Monthly net income: $ 4726 Monthly expenses: $ Housing: $ 1650 Insurance: $ 130 Car expenses: $ 200 Utilities: $ 120 Phone, cable, internet: $ 110 Food, entertainment: $ 600 Clothing, household expenses $ 100 Credit cards and other loans: $ 836 Other expenses: $ 500 |
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