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November Wedding Loan

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: C DTI: 29%
Lender Rate: 18% Borrower: beachboy77
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-08-16 EricsCC ROI: 17%
Status History
Aug 27, 2007 Current
Apr 06, 2008 Payoff in progress
Apr 11, 2008 Paid
Purpose of loan:
My fiance and I are getting married in November!  We are in need of some additional financial help to handle the all-at-once costs of the wedding.  We are handling a lot of the cost on our own so I am hoping to get a loan to help us pay for the wedding.  It's coming up soon!

My financial situation:
My financial situation is very good.  One reason I am in need of a loan is because I work in a sales oriented job and the majority of my bonus/commission comes at the end of the year... after the wedding!  I make anywhere from $80,000 - $125,000 per year.  My credit score would be better if I had credit out for a longer period of time (I am only 26).  Once I am married I will have a lot of income dedicated to paying off debt such as this loan.  My fiance has a very good job as well and she will be making contributions towards the loan too.

Monthly net income: $7,000 (Approximately)

Monthly expenses: $3,800 (Approximately) 
  Housing: $855 (rent)
  Insurance: $120 
  Car expenses: $900
  Utilities: $75
  Phone, cable, internet: $0
  Food, entertainment: $1000
  Clothing, household expenses $250
  Credit cards and other loans: $600
  Other expenses: $0
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