Heading for a rebirth
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 35% |
| Lender Rate: | 14% | Borrower: | 3WoodenWives |
| Finished | State: | OH | |
| Funded: | 100% | Group: | AA-C Rated Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-07 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Aug 06, 2007 | Current |
|
Purpose of loan: For 8 years I?ve allowed irrational fears and
anxieties to encircle me in a self-limiting wall, rarely ever attempting to
muster up the courage to pull myself out of it. I?ve sacrificed a lot to
maintain a feeling of security and familiarity and have remained at home the
larger part of my post high school years. I?ve distrusted myself so much that
even in those moments I tried to break away and go out on my own, I immediately
pulled myself back, right back into that nest where I never need to challenge
myself and everything is secure and comfortable. I?m tired of settling, and I?m
tired of falling back on that support because I?m too fearful to go beyond my
comfort zone. I don?t want to look back at 30 and feel that my 20s were a
waste. I?ve been torn between staying where I am so I?m close to my family or
going off to the other side of the country to Portland, Oregon. It seems to me,
at this point, that no matter how I feel about my family, the latter will be
more rewarding in the end, because if I stay where I?m within arm?s reach of
familial support, I feel that I?ll never go beyond my tendency to settle for
less than what I?m capable of. I need to put myself where I?m forced to be the
sole handler of my life and am truly challenged, and I really do want that; I
want to be self-reliant and independent. To do this, I could really use a
financial stepping stone to get started. I have a small savings of my own, but
I?m afraid it can?t get me cross-country and into a place of my own. I'd be grateful for any help with this. My financial situation: Well, I?m currently unemployed, but finding employment will be my top priority once I get to Portland, though I?m going to see if I can manage to snag something before hand. Aside from that, I?ve always kept my life pretty simple, so I?ve never amassed huge debts from splurging on luxuries, and I have every intention of continuing that lifestyle, perhaps in an even more frugal manner given the new expenses I?ll acquire. I feel that I?ve handled my money more responsibly than a lot of young people my age, and I?ve always taken care of my debts in a timely fashion. With the added responsibility of being completely self-reliant, I?ll be pushed to be even more prudent with my money. A note on my bank account: for me to verify it, it needs to reach 5% funding. This will be done immediately after reaching that mark. Monthly expenses: Housing: I have no housing expenses at the moment, but I want to try to keep my rent under $400 in Portland. Insurance: $85 Car expenses: I have no car and have no plans to buy one in Portland. Utilities: This will depend on the place I'll be living in. Phone, cable, internet: Currently, my internet is $9.95 a month, but I'll be getting rid of it when I move. No cable or phone expenses. Food, entertainment: $150-200 Credit cards and other loans: A little over $400 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 167875 | Heading for a rebirth | B | $4,000 @ 13% | Jul 11, 2007 | Expired |
| 173572 | Heading for a rebirth | B | $4,000 @ 19% | Jul 21, 2007 | Withdrawn |
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