p2p lending at lending club
Last Time/Paying Off A Personal Debt/Please Read

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Listing Information
Amount: $1,025.00 Status: Loan created
Grade: D DTI: 8%
Lender Rate: 17% Borrower: crescent
Time Left: Finished State: OK
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2007-08-07 EricsCC ROI: 13%
Status History
Aug 04, 2007 Current
Purpose of loan:

This is the last time I will try and get funded.
I will be using this loan to pay off a small personal debt. I can pay 1/2 of the debt owed with this loan. The lenders' financial situation has changed and I would like to reciprocate the kindness shown me. There will be no problem paying off this loan.

My financial situation:

Making the payments on this loan will not be a burden and will be able to pay it back very soon, before three years is up. I live on 160 acres, which I hold the title too, but there is a note against it. The note will not show as a mortgage loan. I had signed an agreement with a credit card consolidation company shortly after the passing of my wife in 2003. They take one payment a month from my bank account to make the payments to the credit card companies. I did not know that the payments they are making for me were not being made on time, and that is why my credit report shows the high amount of delinquencies. I have a vehicle loan of $232 monthly which will be paid for in November '07. This will free up some cash to help pay off this loan. Since the passing of my wife I have consistently stayed current on my bills. Please give me the opportunity to pay off this personal debt.

My monthly budget:
Mortgage/rent: $915
Insurance: None
Car expenses: $232 + $200 gas and ins
Utilities: $80
Phone, cable, internet: $40
Food, entertainment: $150
Clothing, household expenses $150
Credit cards and other loan payments: $90
Other expenses: $900 (Credit Counseling)
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Total monthly expenses: $2800
Total Monthly Income $3150 (After taxes)

Thank You in advance for your help.
Borrower's Other Listings
120953 Conlidating Equipment And Personal Debts D $25,000 @ 20% Apr 09, 2007 Withdrawn
122655 Consolidating Debt D $25,000 @ 19% Apr 12, 2007 Withdrawn
123512 Re-List Consolidating Debt D $20,000 @ 19% Apr 14, 2007 Withdrawn
123923 Re-List Consolidating Debt D $9,500 @ 19% Apr 15, 2007 Withdrawn
124327 Re-list Consolidating Debt D $3,000 @ 19% Apr 16, 2007 Expired
165848 Paying Off A Personal Debt D $2,100 @ 18% Jul 09, 2007 Withdrawn
168110 Re-List-Lower Amount/Paying Off A Personal Debt D $1,025 @ 17% Jul 12, 2007 Expired
169830 Re-List-Lower Amount/Paying Off A Personal Debt D $1,025 @ 17% Jul 15, 2007 Expired
176057 Last Time/Paying Off A Personal Debt/Please Read D $1,025 @ 17% Jul 25, 2007 Withdrawn

 

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