help me consolidate my debt

Click Here to view this listing on Prosper
Listing Information
Amount: $10,000.00 Status: Loan created
Grade: D DTI: 25%
Lender Rate: 18% Borrower: nikkinews
Time Left: Finished State: CA
Funded: 100% Group: A thru E graded Loans --> 100% borrower success rate
Loan Information
Loan Status: Current Origination Date: 2007-08-03 EricsCC ROI: 14%
Status History
Aug 02, 2007 Current
I'm a 21 yr old who is looking to become more financially successful in saving for the future. As a newlywed (wedding last year), and schooling to become a teacher, I have learned the cost of living can be very expensive. If I could get this loan (this wonderful opportunity) I would be on my way to financial freedom. This loan will be on my credit but we will pay as a household.

I want to consolidate these 3 credit cards into 1 payment
VISA Card: $2744 @ 25.69% ($93 min)
AMEX Card: $1713 @ 23.67% ($63 min)
VISA Card 2: $4871 @ 29.23% ($154 min) 
 
Me and my Husbands Income 
My net monthly:                       $1,806.00 (6% of my gross goes to 401k)
Husband's monthly income:      $2,712.00 (6% of husband's pay goes to 401k)
Together/household:                 $4,518.00
*I get about a $3000 bonus annually on Feb. 28th
and my husband gets about $8,000 or more depending on how well the company is doing. (not included in
the numbers above)

Monthly Expenses (combined for both of us): 
Rent $875+$120.00 garage
Utilities $150 max
Car payment/insurance $700 (including insurance)
Cell phones $ 100
Gas $350.00
Food/entertainment $400.00
Cable/internet $150.00
Misc $100

Total Expenses: $2945 (excludes my Prosper payment)Cash flow: $4,518.00 income (not including bonuses) - $2945 = $1573($310 of this has been going to minimums for credit cards). With $1573.00 after other bills monthly, we will have plently to contribute to your Prosper payments!

THANK YOU FOR YOU BID!
Borrower's Other Listings
134757 Help me consolidate my debt. D $5,000 @ 16% May 09, 2007 Expired

 

Discussion For This Listing
View Recently Discussed Listings »

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here