The Safest Best Bet
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 22% |
| Lender Rate: | 17% | Borrower: | Bettyscoke3 |
| Finished | State: | ID | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-08-07 | EricsCC ROI: | -56% |
| Status History | |
|---|---|
| Aug 04, 2007 | Current |
| Jun 22, 2008 | Late |
| Jul 09, 2008 | 1 month late |
| Aug 08, 2008 | 2 months late |
| Sep 08, 2008 | 3 months late |
| Oct 08, 2008 | 4+ months late |
|
Hello? Thank you so much for viewing my listing. I am a wife and mother of 3 kids. I also work full time and am going to University of Phoenix online to obtain my Bachelor?s in business. I work at Citi and have been there for 6 years. In buying my house I really realized the importance of a great credit rating. My credit isn?t very good because I didn?t understand the credit world or how money worked until it was too late. I am going to teach my children though so they don?t make the same mistakes. I want to say right now that payday loans are of the devil- my husband and I got ourselves into a little hot water with them and with credit card debt. We have more than learned and paid for our lesson and we need your help ?PLEASE?!! My goal is to have our debt (with your help) paid off in 3-4 years. The prosper loan would pay for the following: Moneytree: $600 Wellsfargo: $550 Orchard Bank: $500 $1650= is the amount to pay off this debt Again I have worked at Citi for the past 6 years and take payment on past due accounts. I have also recently gotten a second job at night to help things along. (Collectors are humans too!) My income with my spouses is $ 3900.00 a month Our monthly bills are: $1100 - Mortgage $70 - Electricity $80 - Telephone $700 - Car Payment $165 - Insurance $120 - Gas $650 - Other Credit Cards Not paid off with loan $500 - Groceries $100 - Recreation $75 - Internet -------------- $3560 - total monthly expenditures This would give me $340 left over to not only pay on my prosper loan but to start building my savings so this doesn?t EVER happen again. I plan on using the money that I am saving not getting payday advances to put into the savings account to watch it grow. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for looking at my listing and I really appreciate you taking a chance on me. I know that I will not let you down because I won?t let myself down. Thanks AGAIN!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 133103 | Consolidate/ Start up home business | HR | $7,000 @ 19% | May 05, 2007 | Withdrawn |
| 136641 | Consolidate/Start up for Home Business | HR | $10,000 @ 18% | May 13, 2007 | Withdrawn |
| 137655 | Start up for small business/ consolidate | HR | $5,000 @ 18% | May 15, 2007 | Withdrawn |
| 138836 | Consolidate/Start up for home business | HR | $7,000 @ 24% | May 16, 2007 | Withdrawn |
| 140962 | Borrow from 401k/ Business loan | HR | $6,000 @ 24% | May 21, 2007 | Expired |
| 151858 | A good Risk | HR | $2,000 @ 24% | Jun 14, 2007 | Expired |
| 166201 | A good Risk | HR | $2,000 @ 25% | Jul 09, 2007 | Expired |
| 171292 | A great Bet | HR | $4,000 @ 28% | Jul 17, 2007 | Expired |
| 289013 | A better rate than what the bank will give me | HR | $7,500 @ 35% | Mar 07, 2008 | Withdrawn |
| 292053 | Getting custody of my stepdaughter | HR | $5,500 @ 35% | Mar 12, 2008 | Expired |
| 295906 | Getting custody of my stepdaughter | HR | $4,500 @ 35% | Mar 20, 2008 | Withdrawn |
| 298270 | Getting custody of my stepdaughter | HR | $3,500 @ 35% | Mar 24, 2008 | Expired |
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