Need to Consolidate Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 6% |
| Lender Rate: | 29% | Borrower: | SophieP93 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-01 | EricsCC ROI: | 24% |
| Status History | |
|---|---|
| Aug 01, 2007 | Current |
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Purpose of loan: I want to clear up old debts and get started on improving my credit. My financial situation: I have had some serious financial setbacks over the past several years, though I am working on improving the situation. Right now I am trying to clear up old debt and begin to save for a home. The number of credit lines on my report reflect student loans that have been consolidated. What looks like multiple lines are, in fact, loans that have been consolidated more than once. My housing/job situation is very stable: We have lived in the same apartment since February of 2000, and enjoy a good relationship with our landlords. I have been at my current place of employment since March of 2004, and was at my previous place of employment from 1997-2003. My job is very secure (with regular salary increases and corresponding career advancement) and our landlords have only raised our rent $130 during the seven years that we have been in our apartment. For these reasons, I am confident that I will be able to pay off this loan. Monthly net income: $ 3400 (including spouse's income) Monthly expenses: $ Housing: $ 830 Utilities: $ 200 Phone, cable, internet: $ 200 Food, entertainment: $ 300 Clothing, household expenses $ 150 Transportation: $100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 166010 | Need to Consolidate Debt | HR | $3,000 @ 26% | Jul 09, 2007 | Expired |
| 171033 | Need to Consolidate Debt | HR | $3,000 @ 26% | Jul 17, 2007 | Expired |
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