Need reliable car for work
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 6% |
| Lender Rate: | 22% | Borrower: | jessilj1 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-08-02 | EricsCC ROI: | -58% |
| Status History | |
|---|---|
| Aug 01, 2007 | Current |
| Jan 18, 2008 | Late |
| Feb 04, 2008 | 1 month late |
| Mar 03, 2008 | 2 months late |
| Apr 03, 2008 | 3 months late |
| May 03, 2008 | 4+ months late |
|
Hi and thanks so much for viewing my listing. I am a 30 year old mom/wife. My girls are my life line. My 14 year old stepson also lives with us. He is an issue in itself. Typical Teenager. My husband is a police officer has been for the last 5 years. I just went back to work in Oct of 06 after having been a stay at home mom/student. My credit is bad mostly because my husband and I filed bankruptcy almost two years ago. We decided to do this based on advice from a lawyer. Secondly my credit is bad because, in November I was involved in a wreck after having bought a car and only having it 20 days. It was totaled. We only received a small settlement that didn't not come close to buying us a new car. I was not paid for the time I had to take off for a neck injury or for the time I took off for physical therapy, it was minimal time but still, we got a little behind in bills and because we financed the car at a higher rate of interest than most we had to pay what the insurance did not pay, and it did take us more than 30 days. Actually we didn?t receive any of the settlement till late march early April, so by then things had snowballed and couldn?t use any of the settlement for another car. Late last month I hurt my back, herniated disk. I have missed almost two weeks of work. I have used all my paid time off. We did have 1000 dollars in the savings account; it is down to 500 because of deductibles, co pays and pain medication. We will get some of that back because my husband has Aflac through work. My family could really use this loan right now. I would use the prosper loan to: Cell phone: 1000 Car: 1000 Total: 2000 Between the loan and what we have saved we could put 1500 down and have a very small payment. I have been at my current job since Oct of 2006 and I love it. The people here are great and I have every intention of being here for the long haul. We put doctors to work, and I do the paperwork for the docs. My Monthly income is 1560 ( I got a raise a few months ago, I make 11.20 and hour, so I think my monthly income is actually a little higher, my husband?s income covers most of the bills) My expenses: Half of Rent: 425 Daycare: 480 Cell: 50 Lunch: 80 ----------------------- Total Expenses: 1035 As you can see I will have 517 left over to pay my prosper loan back. And I will also be able to continue building my savings account for rainy days. I can verify everything that I have been through in the last 2 years that have affected my credit. I just want to add that with my husband's income less bills we have 1200 a month to pay back our loan. He is a police officer, loves his job, been doing it 5 years now. I will pay my prosper loan back, no doubt about it. I will have it deducted from my account automatically and also my check is direct deposited. Thank you again for reviewing my listing. God Bless |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 127557 | If it weren't for bad luck we'd have none | HR | $5,000 @ 28% | Apr 23, 2007 | Expired |
| 130680 | If it weren't for bad luck relist | HR | $4,500 @ 25% | Apr 30, 2007 | Withdrawn |
| 131485 | If it weren't for bad luck relist | HR | $4,500 @ 28% | May 02, 2007 | Expired |
| 135089 | And the bad luck continues 3 time listing | HR | $4,000 @ 28% | May 09, 2007 | Expired |
| 163691 | And the bad luck continues 3 time listing | HR | $2,000 @ 25% | Jul 09, 2007 | Expired |
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