Pay off High Interest Credit Card
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Expired |
| Grade: | E | DTI: | 12% |
| Lender Rate: | 22% | Borrower: | lilBuddha07 |
| Finished | State: | CA | |
| Funded: | 0% | Group: | UtopiaLoans.com - Now Over $1 Million in Closed Loans!! |
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Purpose of loan:
I will be using this loan to pay off a high interest credit card ($2000), as well as to provide some quick cash to my grandmother ($3000). My financial situation: I have a low credit score from late payments in college. I have since paid everything off from that time period, as well as paid down student loans from over 40K to about 12k. Since college I have not had any problems, and actually I have already had one Prosper loan before that I paid off in less than one year. I am currently a prosper lender, and have a fairly high income, no kids, no mortgage, and very little debt -- so it's pretty unfortunate for me that my credit score is going to be bad for about a decade, but oh well. My monthly budget: Mortgage/rent: $1100 Insurance: $156 Car expenses: $335 Utilities: $0 (included in rent) Phone, cable, internet: $0 (paid by company) Food, entertainment: $200 Clothing, household expenses $200 Credit cards and other loan payments: $150 Other expenses: $221.74 (student loan) --------------------------------------- Total monthly expenses: $2000ish Total salary after deductions: $4100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 3470 | safety net | D | $2,000 @ 11% | Mar 25, 2006 | Withdrawn |
| 5197 | Buy Computer and Build Credit | D | $1,100 @ 15% | Apr 06, 2006 | Expired |
| 6622 | Trying to improve credit score | D | $2,400 @ 17% | Apr 19, 2006 | Loan created |
| 109272 | Pay off High Interest Credit Card | D | $3,000 @ 14% | Mar 10, 2007 | Withdrawn |
| 120638 | Pay off High Interest Credit Card | E | $4,000 @ 17% | Apr 08, 2007 | Withdrawn |
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