Re-POST * HELP ME CONSOLIDATE PLEASE*
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 28% |
| Lender Rate: | 18% | Borrower: | Natalie05 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-02 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Aug 02, 2007 | Current |
| Apr 26, 2008 | Payoff in progress |
| Apr 30, 2008 | Current |
|
Hello and thank you for viewing my listing. This is a re-post - I am in desperate need to consolidate my debts - - My old car finally went out on me.. I had no choice but to finance a new car.today. My husband's check is getting garnished.. He brings home little to nothing.. but enough to pay some bills. We just want to consolidate all our bills down to 1. Make life easier to manage. I am starting to feel like it will never happen.. I am currently living with my mother-in-law rent free with my husband and 2 children. I work full time and go to school full time. The debts we have were mainly because of the time my husband lost his job. We had no choice but to use the CC for bills and food for the family. My one income covered the housing ($1500.00 at that time) We survived for a few months, but after that we had no choice but to move in with mother-in-law. My husband is working now. We are trying to pay all the debts CC/Loans off by end next year..(earlier if we can) All CC/Loan are current and have been for some time.. Please help us... .. Thank you again for reading my listing. $2800 Personal Loan $2800.00 Capital One $1200.00 CITI $684.00 ? delinquent account (just found out not too long ago this was on my record) My current net monthly income is $2500.00 $2700 *depending on the days in the month* my husband?s income after garnishments $1000.00 a month $0.00 - Mortgage $50.00 - Electricity $50.00 - Telephone / internet $125.00 ? Cell phone $417.00 - Car Payment $200.00 - Insurance $150.00 Gas (Depending on the month) $200 - Groceries $370- Other bills $100 - Recreation $50.00 - Cable $578.00 ? MISC Exp $89.99 ? Braces $2429.99 Total expenses. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time like my other bills . I'm not about to make a mistake with this opportunity to start rebuilding my credit. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 154661 | CONSOLIDATE DEBTS | D | $13,000 @ 25% | Jun 19, 2007 | Withdrawn |
| 154950 | Debt Consolidation | D | $13,000 @ 23% | Jun 19, 2007 | Withdrawn |
| 156717 | Please Help! Consolidate Debt for Future home purchase | D | $6,000 @ 21% | Jun 22, 2007 | Withdrawn |
| 167541 | Help me Consolidate before I go delinquent | D | $7,500 @ 24% | Jul 11, 2007 | Expired |
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