Relist -Goodbye Credit Cards Hello Financial Stability
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,920.00 | Status: | Loan created |
| Grade: | D | DTI: | 62% |
| Lender Rate: | 29% | Borrower: | jhumm |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-08-01 | EricsCC ROI: | 24% |
| Status History | |
|---|---|
| Aug 01, 2007 | Current |
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Purpose of loan: The purpose of this loan is to demolish my credit card debt and start on the right track to financial freedom. That's right I'm cutting up those credit cards, closing the accounts, and throwing them in the garbage where they belong. Why? Because they are the devil. This would make one low payment a month instead of four credit card payments. My financial situation: I have been a member of the United States Air Force since October 1, 2003. Like all other military members, I recieve my paycheck on every 1st and the 15th of each month. No matter what, I have a garaunteed paycheck. I also requested this loan at a higher % rate than recommended due to the fact that I believe; if you help me then I'll help you. I really want these cards gone. I can easily pay $500 a month on this loan and include my tax returns. Like I said before, this will free up close to an extra $600 a month I can put towards my familys emergency fund and also to pay off my vehicle loans. Monthly net income: $ 2187.98 Monthly expenses: $ Housing: $ 0 (military housing but I do pay for personal goods insurance a.k.a renters insurance) Health and Renters Insurance: $60.00 Car expenses: $ 400.00 Utilities: $ 0 Phone, cable, internet: $ 150.00 Food, entertainment: $100.00 Clothing, household expenses $ 300.00 Credit cards: $9919.82 Other expenses: $ 188.00 - 401K Plan (NOTE: I have stopped this plan for extra financial stabilty for the time being) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 160419 | Help!!! This is only way out. | D | $20,000 @ 25% | Jun 29, 2007 | Withdrawn |
| 160555 | Help Me Help My New Family! | D | $10,000 @ 23% | Jun 29, 2007 | Withdrawn |
| 163039 | Help Me Help My New Family - Financial Stability! | D | $20,000 @ 28% | Jul 04, 2007 | Withdrawn |
| 168109 | Goodbye Credit Cards Hello Financial Stability | D | $9,920 @ 26% | Jul 12, 2007 | Withdrawn |
| 277453 | Would like to invest! | D | $2,500 @ 35% | Oct 07, 2008 | Withdrawn |
| 411440 | Would like to invest! | D | $2,750 @ 35% | Oct 10, 2008 | Withdrawn |
| 411843 | Paying off Car and other small bills | D | $15,000 @ 15% | Oct 11, 2008 | Withdrawn |
| 413333 | Paying off Cars and Rest of Bills | D | $15,000 @ 35% | Oct 14, 2008 | Withdrawn |
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