Eliminating Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 30% |
| Lender Rate: | 20% | Borrower: | ash2516 |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-07-31 | EricsCC ROI: | -40% |
| Status History | |
|---|---|
| Jul 31, 2007 | Current |
| Jan 15, 2008 | Late |
| Jan 18, 2008 | Current |
| Jun 15, 2008 | Late |
| Jul 09, 2008 | 1 month late |
| Aug 01, 2008 | 2 months late |
| Sep 01, 2008 | 3 months late |
| Sep 04, 2008 | Late |
| Sep 05, 2008 | 1 month late |
| Oct 01, 2008 | 2 months late |
| Oct 02, 2008 | Late |
| Oct 03, 2008 | 1 month late |
| Oct 23, 2008 | Late |
| Nov 01, 2008 | 1 month late |
| Nov 07, 2008 | 2 months late |
| Dec 01, 2008 | 3 months late |
|
Hello and thank you for viewing my listing. I am a hard-working mother that needs help in getting out of debt. I am married and we have 2 children ages 7 and 5. We recently purchased a house and I would like this loan to help pay off some high interest debts so that we can become financially stable. I unfortunately used Pay Day Loans to help me out before and now need help to get out of them. I would use the Prosper Loan to pay off the following Pay Day Loans and Credit Cards. 881.86 - PRL Direct 600.00 - BNT Loan 585.00 - Check Into Cash 650.00 - One Click Cash 575.00 - Pay Day Loan Expres 1,700.00 - Juniper Credit Card I have worked for the same company for almost 9 years working on computer software. My current monthly net income is. $2492. My husband's net income of $2365 is used in calculating our budget also. Here's my monthly budget with the prosper loan in place: 1114.00 - Mortgage 80.00 - Electricity 140.00 - Telephone 532.00 - Car Payment 65.00 - Cable 560.00 - Daycare 85.00 - Insurance 60.00 - Utilities 250.00 - Gas 429.00 - Other Credit Cards and other loans not paid off with loan 250.00- Groceries 150.00 - Entertainment 70.00 - Furniture payment As you can see, I have about $1000 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 168223 | Debt Consolidation/Personal | D | $3,500 @ 25% | Jul 12, 2007 | Expired |
| 274509 | Eliminating Debt | E | $2,500 @ 30% | Feb 01, 2008 | Expired |
| 303343 | Eliminating Debt | E | $3,000 @ 35% | Apr 02, 2008 | Expired |
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